Scholarships. Aid. Loans. Answered in real time.

astra-ed.org · 2026-06-29 · by Long Nguyen ·generic
Astra is your personalized AI financial planning assistant. Get FAFSA help, find scholarships, decode award letters, write financial aid appeal letters, and optimize student loan repayment - all in one free tool.

Scholarships. Aid. Loans. Answered in real time.

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Astra

AI assistant for FAFSA

College Cost Lookup

Know the true cost

before you apply

Search any of 6,000+ colleges and get a full cost-of-attendance breakdown — tuition, room & board, fees, and estimated financial aid — in seconds.

College Search

🔍 University of Michigan — Ann Arbor Found

Tuition & Fees$17,786

Room & Board$13,554

Books & Supplies$1,048

Avg. Net Price (aid)$14,203

Earnings by Major

Pick a major that pays off

Browse salary data across 100+ fields of study. See median early-career earnings so you can match your passion with your financial goals.

Earnings by Major

Computer Science$92,000

Nursing$68,000

Business Admin$55,000

Psychology$42,000

Education$38,000

ROI Calculator

Is college worth it?

See the math.

We calculate your net cost vs. projected earnings to show your return on investment — so you can choose the school that makes financial sense for your future.

ROI Summary

$14,203

Net Price / Year

$92,000

Median Earnings

6.5×

10-yr ROI

4-Year Total Cost$56,812

Earnings Premium (10yr)+$368,000

AI Financial Advisor

Your personal

financial guide

Ask Astra anything about loans, grants, scholarships, and repayment strategies. Get plain-language advice personalized to your school and major.

Ask Astra

You

Should I take the $8k Parent PLUS loan or look for more scholarships first?

Astra

Before taking on Parent PLUS debt at 8.05% interest, I'd recommend applying to 3–5 local scholarships worth $2–5k each. With your CS major and Michigan's net price, your 10-year ROI is strong — but minimizing loans now saves \~$4,200 in interest over 10 years.

College Comparison

Compare schools

side by side

Add up to four colleges and compare net price, earnings potential, and ROI at a glance. Make a data-driven decision — not just a gut one.

Compare

| | Michigan | Ohio St. | Penn St. | | ------------ | -------- | -------- | -------- | | Net Price | $14,203 | $16,480 | $18,100 | | Grad Rate | 91% | 84% | 80% | | Median Earn. | $92k | $85k | $81k | | 10-yr ROI | 6.5× | 5.2× | 4.5× |

AI-Assisted Personalized Financial Planning

Scholarships. Aid. Loans. Answered in real time.

Find scholarships, decode your award letter, optimize federal loan repayment, and get private lender hardship help — grounded in live search results, not stale data.

Groq · llama-3.3-70b Tavily Live Search

Try Free — No Credit Card Sign in

1 free search per tool · No credit card required · Cancel anytime

What’s inside

Four tools. Every stage of your financial aid journey.

Scholarships

Scholarship Finder & Action Timeline

Find scholarships matched to your major, state, background, and financial profile using live Tavily search — then build a prioritized deadline timeline.

  • Live AI-powered scholarship search via Tavily by major, state & demographics
  • School-specific merit aid lookup for your target colleges
  • Select scholarships and generate a personalized deadline timeline
  • First-generation, need-based, and diversity award matching
  • Connected to CollegeScorecard for real school data
  • Award Assist

    FAFSA & Financial Aid Decoder

    Understand your award letter, calculate your real cost gap, and compare colleges side by side — with an AI summary powered by Groq.

  • College cost of attendance lookup
  • Award letter decoder — grants vs. loans, clearly
  • Financial gap analysis & net price
  • Side-by-side college comparison
  • Earnings by major (200+ programs)
  • AI-generated financial summary via Groq llama-3.3-70b
  • Post-Grad Debt Relief

    Student Loan Repayment Optimizer

    Enter your loans and income and Astra calculates your best repayment path. Private lender? Astra searches their live forbearance page to generate a tailored hardship letter.

  • All 8 federal repayment plans compared (SAVE, PAYE, IBR, ICR, Standard, Graduated, Extended)
  • PSLF employer eligibility checker (IRS 501c3 verified)
  • AI-recommended plan with rationale via Groq
  • Hardship letter generator grounded in live studentaid.gov search
  • Private lender forbearance research via Tavily — letter tailored to that lender's actual policy
  • Live-searched 0% balance transfer & refinancing offers by credit score
  • Ask Astra 🔒 Subscription

    Your Personal AI Financial Aid Assistant

    Chat with Astra about financial aid, scholarships, and loan repayment — powered by Groq's fastest inference. Subscription required; never included in the free tier.

  • Answers grounded in live search results, not training data alone
  • Ask anything about FAFSA rules, scholarships, or repayment options
  • Groq llama-3.3-70b — ultra-fast responses
  • Available across every stage of your journey

Powered by the best AI infrastructure available

Every AI response in Astra is grounded in live, authoritative search results — not hardcoded rules that go stale. Financial aid rules change annually. Astra keeps up.

⚡

#### Groq AI Inference

All AI summaries, letters, and recommendations are generated by Groq running llama-3.3-70b — the fastest large language model inference available.

llama-3.3-70b

🔍

#### Tavily Live Search

Before every AI response about financial aid rules, Astra fetches live content from studentaid.gov, your lender's forbearance page, and other authoritative sources.

Real-time · Authoritative

🔒

#### FERPA-Compliant

No student data in logs or URLs. All sensitive data travels encrypted. AI providers are contractually prohibited from using your data for model training.

Privacy First

Simple, transparent pricing

Start free. Unlock everything for one flat monthly rate.

Free tier included1 search per tool (Scholarships, Award Assist, Post-Grad Debt Relief) — no credit card needed to start.

✓ Unlimited scholarship searches via live Tavily search

✓ Unlimited Award Assist analyses & AI summaries

✓ Unlimited loan repayment analyses, hardship letters & private lender research

⚡ Ask Astra chatbot only

✓ Groq llama-3.3-70b AI on every response

✓ Live search grounded answers — always current

Get Started Free

No credit card required to try. $99.99/mo after your free searches are used.

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