Your bank, inside yourAI Assistant.

lhv.ai · 2026-07-16 · by Long Nguyen ·generic
Connect Claude, Cursor and other AI assistants to your LHV accounts via the Model Context Protocol. OAuth2 + Smart-ID, read-only.

Your bank, inside yourAI Assistant.

Your bank, inside your

AI Assistant.

Ask about your balance, pull up last month's transactions, fetch your transaction history. Log in once and just ask.

Connect nowSet up in 2 minutes→

>

Beta

Get Started.

Connect in three steps.

MCP is an open protocol with a growing list of supporting tools. Setup takes about two minutes.

1

Set up your AI tool

In your AI tool's settings, add a new MCP server and paste in the LHV server address.

Coming soonFind LHV directly in your AI tool's marketplace and connect without any manual setup.

1. 1

Open connector settingsOn claude.ai, go to Customize → Connectors, then click Add → Add custom connector. 2. 2

Add the LHV connectorName it LHV and paste in the server URL. https://mcp.lhv.ai/mcp 3. 3

ConnectClick Add, then Connect to sign in with LHV.

Set up on claude.ai, then it's available in the desktop and mobile apps too. Free is limited to one custom connector.

$ claude mcp add lhv \
    --transport http \
    https://mcp.lhv.ai/mcp
✓ Added MCP server 'lhv'
$ claude mcp login lhv
→ opens your browser to sign in with LHV
$ codex mcp add lhv \
    --url https://mcp.lhv.ai/mcp
✓ Added MCP server 'lhv'


→ opens your browser to sign in with LHV
// .cursor/mcp.json
{
  "mcpServers": {
    "lhv": {
      "url": "https://mcp.lhv.ai/mcp"
    }
  }
}
// Command palette → "agent: add context server"
// or paste into ~/.config/zed/settings.json
{
  "context_servers": {
    "lhv": {
      "url": "https://mcp.lhv.ai/mcp"
    }
  }
}

ClaudeClaude CodeCodexCursorZed

2

Sign in with your LHV credentials

Your browser opens to a familiar screen. Sign in exactly as you would in your internet bank. You choose which permissions to give: accounts, transactions, or both.

On the consent screen, pick exactly which scopes you want the assistant to have. Approve, and the token flows back to your tool.

AccountsRead only

accounts:read

TransactionsRead only

transactions:read

3

Start asking questions

That's it. Go back to your AI tool and ask about your finances. Your AI assistant handles the rest.

Stays connected for 30 days. Revoke access any time from your internet bank.

What's my current balance across all accounts?

`list_accounts()`

Across your 2 accounts you have 37 396,24 € — 12 486,24 € in your current account and 24 910,00 € in savings.

Sourced from: list\_accounts

How much did I spend on groceries in March?

`get_transactions_summary()`

In March 2026, you spent 412,67 € on groceries across 18 transactions. Most of it at Coop Konsum (184,20 €) and Rimi (121,47 €).

Sourced from: get\_transactions · 01.03 – 31.03.2026

Which subscriptions renewed this week?

`get_transactions()`

Three subscriptions renewed this week: Spotify (10,99 €), iCloud+ (2,99 €) and Netflix (12,99 €) — 26,97 € in total.

Sourced from: get\_transactions · this week

Four tools.

Every banking question.

Your AI assistant picks the right one automatically based on what you ask.

See all your accounts

Every account you have access to. IBAN, currency, and current balance.

ACCOUNTS:READ

1list\_accounts()

2// → AccountListResponse

Check a specific balance

Live available balance for a specific account. Fast, direct answer.

ACCOUNTS:READ

1get\_balances(iban)

2// → BalanceDetailsResponse

Transaction history

Full transaction list for any date range. What came in, what went out.

TRANSACTIONS:READ

1get\_transactions(iban, dateFrom, dateTo)

2// → McpTransactionsCamt053Response

Spending summary

Total spending and income, top counterparties. Faster overview for broad spending questions.

TRANSACTIONS:READ

1get\_transactions\_summary(iban, dateFrom, dateTo)

2// → McpTransactionsSummaryResponse

Security and trust.

Built on the same foundations as your internet bank.

MCP is an open protocol supported by Claude Desktop, Claude Code, Cursor and a growing list of tools. Setup takes about two minutes.

Strong authentication

Smart-ID, Mobile-ID, ID-card or biometrics, whatever you prefer.

Short-lived tokens

Access tokens expire after 1 hour. Refresh tokens last 30 days.

Read-only by design

Your AI assistant can see your data, never do anything on your behalf.

Full audit trail

Every request is logged. Revoke access any time from your internet bank settings.

Once your data reaches your AI assistant, it's handled by that tool's terms and privacy policy. Make sure you trust the service provider before giving it access to your banking information.

Prefer REST?

We have that too.

LHV.ai runs on two subdomains. MCP is primary for AI assistants. The REST API is available for direct integrations.

MCP Server

Tool access for AI assistants

Primary · Streamable HTTP

OAuth2 JWT https://mcp.lhv.ai/mcp

4 tools

All accounts — IBAN, currency, available balance

Response

`accounts[].iban`string

`accounts[].currency`string

`accounts[].availableBalance`number

`accounts[].type`string

`accounts[].name`string

Available, settled, and reserved balance for one IBAN

Parameters

`iban`string`EE382200221020145685`required

Response

`balances[].iban`string

`balances[].currency`string

`balances[].availableBalance`number

`balances[].settledBalance`number

`balances[].reservedBalance`number

Raw CAMT.053 transactions for an IBAN, max 31 days

Parameters

`iban`string`EE382200221020145685`required

`dateFrom`date`2026-01-01`required

`dateTo`date`2026-01-31`required

Response

`xml`string

Totals and top counterparties, max 31 days

Parameters

`iban`string`EE382200221020145685`required

`dateFrom`date`2026-01-01`required

`dateTo`date`2026-01-31`required

Response

`summary.iban`string

`summary.dateFrom`date

`summary.dateTo`date

`summary.totalTransactions`integer

`summary.perCurrency[]`CurrencyTotal\[\]

`summary.topCounterparties[]`CounterpartyTotal\[\]

`summary.truncated`boolean

REST API

Accounts & transactions endpoints

Direct HTTP, OpenAPI

OAuth2 JWT https://api.lhv.ai/api/v1Get API tokens

2 endpoints

All accounts with current balances

Response

`[].iban`string

`[].currency`string

`[].availableBalance`number

`[].type`string

`[].name`string

Paginated transaction statement

Parameters

`iban`string`EE382200221020145685`required

`dateFrom`date`2026-01-01`required

`dateTo`date`2026-01-31`required

`page`integer`0`optional

`size`integer`100`optional

Response

`transactions[].transactionId`string

`transactions[].amount`number

`transactions[].currency`string

`transactions[].valueDate`date

`transactions[].counterpartyName`string

`transactions[].description`string

`page`integer

`size`integer

`totalElements`integer

`totalPages`integer

Common questions.

Is this an official LHV product?

Yes, it's built and maintained by LHV, under the same security standards and banking secrecy rules as your internet bank.

Can my AI assistant move money?

No. This connection is strictly read-only.

Which AI assistants work?

Any tool that supports the MCP standard. The list is constantly growing.

How do I revoke access?

Log in to your LHV internet bank, go to Settings → Active sessions, and disconnect any tool instantly.

Is there a fee?

Public beta is free with your existing LHV account. Your AI tool may have a fee.

Not a customer yet?Sign up

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