The authorization and control layer for AI agent payments

MCP-native payment infrastructure

The authorization and control layer for AI agent payments

Authoryze lets your AI agents pay for things across modern payment rails, while you enforce spending limits, approvals, merchant rules, and a complete audit trail. Purchasing power for your agents, control for you.

Issue your first virtual cardRead the docs →

Transactions

All purchase requests across your agents, most recent first.

All statuses▾

All agents▾

Export CSVExport

| Merchant | Date | Purchase | Fee(1.5%, $0.50 min) | Total | Status | Card | Fee card | Promo | Justification | Decided by | Decision reason | | ----------------------------- | ---------------- | ----------- | -------------------- | ------- | -------- | ------------------ | ------------ | -------- | ------------------------------------------- | ---------- | ------------------------------------------------ | | OpenAI APIgpt-researcher | May 13, 2:32 PM | $42.10 USD | $0.63 | $42.73 | Approved | \\\\*4127Active | \\\\*8801 | — | Refill API credits for nightly research run | Auto | Under auto-approve threshold; within daily limit | | GitHub Marketplacecode-agent | May 13, 11:08 AM | $19.00 USD | $0.50 | $19.50 | Approved | \\\\*9034Active | \\\\*8801 | — | Copilot seat for code-review subagent | Auto | Merchant on allowlist; under monthly cap | | Anthropiceval-runner | May 12, 10:14 PM | $248.00 USD | $3.72 | $251.72 | Approved | \\\\*5512Active | \\\\*8801 | LAUNCH25 | Top up Claude API balance for batch eval | Kevin Fee | Over auto-approve threshold; approved via email | | ScrapingBeeweb-scraper | May 13, 3:47 PM | $8.40 USD | $0.50 | $8.90 | Pending | — | — | — | Extra credits for competitor pricing crawl | — | — | | unknown-merchant.iodata-buyer | May 12, 9:21 AM | $612.00 USD | — | $612.00 | Denied | — | — | — | Premium dataset license | Auto | Merchant not on allowlist; exceeds per-txn limit |

• OpenAI API
gpt-researcher · May 13, 2:32 PM Approved Purchase$42.10 USD Total charged$42.73 Fee$0.63 Decided byAuto Card\\\*\*4127 Card statusActive Fee card\\\*\*8801 Promo— Justification: Refill API credits for nightly research run Decision: Under auto-approve threshold; within daily limit
• GitHub Marketplace
code-agent · May 13, 11:08 AM Approved Purchase$19.00 USD Total charged$19.50 Fee$0.50 Decided byAuto Card\\\*\*9034 Card statusActive Fee card\\\*\*8801 Promo— Justification: Copilot seat for code-review subagent Decision: Merchant on allowlist; under monthly cap
• Anthropic
eval-runner · May 12, 10:14 PM Approved Purchase$248.00 USD Total charged$251.72 Fee$3.72 Decided byKevin Fee Card\\\*\*5512 Card statusActive Fee card\\\*\*8801 PromoLAUNCH25 Justification: Top up Claude API balance for batch eval Decision: Over auto-approve threshold; approved via email
• ScrapingBee
web-scraper · May 13, 3:47 PM Pending Purchase$8.40 USD Total charged$8.90 Fee$0.50 Decided by— Card— Card status— Fee card— Promo— Justification: Extra credits for competitor pricing crawl
• unknown-merchant.io

Showing 5 most recent requests

Control every dimension of agent spending.

Limits, approvals, merchant rules, and a full audit trail, all enforced server-side.

Spending limits

Set per-transaction, daily, weekly, and aggregate caps for each agent. Agents can spend, but never beyond what you allow.

Approvals

Small purchases auto-approve under thresholds you set. Larger ones come to you for review before any money moves.

Merchant rules

Allow each agent only the merchants you approve, or block specific merchants you don't. An agent buys where you permit and nowhere else.

Audit trail

Every payment is attributable, justified, and exportable: which agent bought what, when, why, and how it was approved. Complete visibility into every agent-initiated transaction.

Where agents spend.

Real purchases agents make once you hand them a card with rules attached.

Pay-as-it-runs API spend

Your agent tops up OpenAI, Anthropic, or any API it depends on, drawing a single-use card for each charge instead of holding your real one.

Campaigns that fund themselves

Your agent refills Google or Meta ad budgets as campaigns run, scoped to the amount you approved, never your actual card.

Subscriptions on the agent's tab

Your agent signs up for the data, scraping, or software tools it needs, each on a disposable card that dies after the charge.

Buys the drop, within limits

Your bot checks out a limited sneaker release the instant it goes live, auto-approved because it's under your threshold and the store is on your allowed list, no card shared, no standing access.

Your real card is never exposed.

When an agent is ready to pay, Authoryze issues a single-use virtual card scoped to that one approved purchase, over Mastercard or Visa. Your real card and funding details never reach the agent. Each card works once, for the approved amount, then it’s dead.

Your funding source stays hidden

The agent never touches your credit card, bank account, or Privacy.com key. Each approved purchase gets a single-use virtual card delivered through a time-limited view link, so a compromised agent leaks one disposable card and nothing else.

Works with the clients you use

Claude Desktop, Claude.ai, and ChatGPT connect over OAuth with no API key to manage. Claude Code, Codex, and custom agent frameworks authenticate by passing the per-agent API key as a bearer token in the MCP config. Same server, same tools, either way.

••••••••••••4127

05/27

Give your agent a disposable card, not your real one.

Create an agent, set your spending rules, and ship a working integration in minutes. Your real card stays with you.

Issue your first virtual card