Open-source payouts

zoneless.com · 2026-08-20 · by Long Nguyen ·generic
Global, open-source payouts for marketplaces with no fees. Run Zoneless alongside Stripe Connect or Paypal without changing your existing payments setup.

Open-source payouts

Open-source payouts

Pay sellers and creators anywhere, without fees. Add Zoneless alongside Stripe or PayPal with one prompt.

Try it yourself in test mode

Try DashboardTry Seller Onboarding

See the breakdown

| | Zoneless | Stripe Connect | PayPal Payouts | | -------------------------- | ------------------------------------------------------------------------- | ------------------- | ------------------- | | Monthly account fee | Free | $2/active account | Free | | Payout fee (domestic) | \~$0.002 | 0.25% + $0.25 | $0.25 (Payouts API) | | Payout fee (international) | \~$0.002 | $1.50 per payout | 2% (cap $20) | | Cross-border fee | None | +0.25% to 1.25% | Included in 2% | | Currency conversion | None | +0.50% to 1% FX fee | +4% FX spread | | Payout speed | Seconds | 2-7 business days | Instant (to PayPal) | | Global coverage | 220+ countries & regions | \~47 countries | 156+ countries | | Source code | Open source (Apache 2.0) | Proprietary | Proprietary | | Self-hostable | Yes | No | No |

1010,000

$5$500

0%100%

Stripe: $1.50/payout + \~0.75% cross-border + \~1% FX. PayPal: 2% (cap $20) + 4% FX.

Stripe Connect$40.5k/yr

PayPal Payouts$19.5k/yr

Zoneless\~$26/yr

nocryptobullsh

For people who don't care about crypto.

Zoneless uses the most boring crypto tech out there: stablecoins, to move money. That's all you really need to know.

// import Stripe from 'stripe';// const client = new Stripe('sk_live_...');import { Zoneless } from '@zoneless/node';const client = new Zoneless('sk_z_...', 'api.example.com');

// Same API you already know

const account = await client.accounts.create({type: 'express',country: 'US',email: 'seller@example.com',});await client.transfers.create({amount: 1000,currency: 'usdc',destination: account.id,});

same webhookssame eventssame shapes

Read the docs

Pay anyone anywhere

From the North Pole to North Yorkshire.

Supports any business

We don't judge, all companies welcome.

Open source

Apache 2.0, to be precise. View the code.

Made by people who care

Real support from marketplace operators.

No agent? Set up manually

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